Room 1
age 0-17

Travel Insurance

Travel insurance is essential when travelling with us. This can be booked through us or with another company. Should you choose to have travel insurance with another company, please ensure that the cover is at least equivalent to that offered by ourselves.

This travel insurance policy will suit the demands and needs of an individual, or group who have no excluded pre-existing medical conditions, or travelling to countries included within the policy terms and who wish to insure themselves against the unforeseen events detailed in the cover section below. Subject to terms and conditions and maximum specified claim limit. We will not provide you with advice about the suitability of this product for your individual needs but we will be happy to provide you with factual information. Most importantly this insurance includes a 24-hour medical emergency service, a must for any traveller overseas. In addition, this insurance covers the cost of your holiday if you have to cancel before departure, loss of baggage, travel delay and even the cost of getting you on another ferry or plane if you miss yours because of an accident on the motorway!

You can book your travel insurance during the purchase of your flight/holiday. For those who wish to book after purchasing a flight/holiday please call 0207 543 5555.

The following is a summary of cover only. You will receive the full policy wordings at the time of purchase, which defines the cover, conditions and exclusions. You may cancel this policy within 14 days of receipt of the policy documents. Any premium already paid will be refunded to you providing you have not travelled and no claim has been made or is intended to be made and no incident likely to give rise to a claim has occurred. The policy will be cancelled with effect from its date of issue.

If you have already booked your insurance with us you can print or save a copy of your insurance policy here. Please note your policy reference number is the same as your booking reference number. To download a copy of the status disclosure document please click here."


Winter Premiums Inc. IPT Premier Plus Rates

Period Adult Child Family
Up to 8 Days £35 £18 £74
Up to 15 Days £39 £21 £82

Summer 2017 Premiums Inc. IPT Premier Plus Rates

Period Family Child Adult (18-65yrs) Adult (66-69rs) Adult (70-75yrs) Adult (76-79yrs) Adult (80-85yrs)
Up to 8 Days £36 £9 £18 £29 £40 £55 £69
Up to 15 Days £43 £11 £21 £34 £47 £65 £75

Iinfants under 2 years are free Family is defined as husband and wife or common law partner and their dependent children aged 17 & under or 20 & under if still in full time education.


Description Of Premier Plus Cover

Cover (Per Insured) Excess (Per Insured)
A Cancellation & Curtailment Up to £10,000 £50 (loss of deposit £35)
B Emergency Medical Expenses Up to £10,000,000 £50
Including Emergency Assistance Services £65 (Over 65yrs)
C Hospital Benefit Up to £200 (£25 per day) N/A
D Personal Accident Maximum Benefit £30,000 N/A
Loss of Limbs or Sight (Aged under 66yrs) £30,000
Permanent Total Disablement (Aged under 66yrs) £30,000
Death Benefit (Aged 18 to 65yrs) £10,000
Death Benefit (Under 18 or 66yrs and over) £5,000
All Benefits (66yrs and over) £5,000
E Baggage, Baggage Delay and Passport Up to £3,000 £50
Single Article or Set of Articles limit £250
Valuables Limit in Total £500
Delay Baggage (after 12hrs) £250 (£50 per 24hrs) N/A
Emergency Passport and Travel Up to £500 N/A
Tobacco, Alcohol and Fragrance etc Up to £100 N/A
F Personal Money and Documents Up to £600 £50
Cash Limit (Currency notes and coins) £350
Cash (Aged under 18yrs) £100
Travel Documents Up to £250
G Personal Liability Up to £2,000,000 £100
H Hijack £2,000 (£200 per day) N/A
I Missed Departure £1,000 £50
J Catastrophe £1,000 £50
K1 Delayed Departure £25 for each 12hrs(Up to max £400) N/A
K2 Holiday Abandoment Up to £10,000 £50
L Third Party Insolvency Up to £2,000 N/A
M Scheduled Airline Failure Up to £2,000 £50
N Overseas Legal Expenses and Assistance Up to £20,000 £100
O Strike Up to £200 N/A
P Personal Travel Assistance Included N/A
Q1 Ski Equipment
Owned Up to £600
Hired Up to £600
Single Item (Owned) Up to £500 £50
Q2 Ski Hire Up to £500 (£50 per day) N/A
Q3 Ski Pack Up to £500 (£50 per day) N/A
Q4 Piste Closure Up to £500 (£50 per day) N/A
Q5 Avalanche Closure Up to £500 £50

Significant Exclusions

– any heart-related condition; or
– any blood circulatory condition; or
– any diabetic condition; or
– any breathing condition; or
– any psychiatric or psychological condition (including anxiety or depression); or
– had treatment for cancer


At the time of taking out this policy, have You been referred to or seen by a GP, hospital doctor or surgeon (other than an accident and emergency doctor) for any other condition or needed in-patient medical treatments in hospital for any other condition in the last 12 monthsè
It is a condition of this policy that You will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section T3 – Green Fees for any claims arising directly or indirectly from:

A. At the time of taking out this policy:
i) Any Medical Condition for which You or a Close Relative or a Travelling Companion are aware of but have not had a diagnosis.
ii) Any Medical Condition for which You or a Close Relative or a Travelling Companion have received a terminal prognosis.
iii) Any Medical Condition for which You or a Close Relative or a Travelling Companion are on a waiting list for or have the knowledge of the need for surgery, treatment or investigation at a hospital, clinic or nursing home.

B. At any time
i) Any Medical Condition You have in respect of which a Medical Practitioner has advised You not to travel or would have done so had You sought his/her advice but despite this You still travel.
ii) Any surgery, treatment or investigations for which You intend to travel outside of Your Home Area to receive (including any expenses incurred due to the discovery of other Medical Conditions during and/or complications arising from these procedures).
iii) Any Medical Condition for which You are not taking the recommended treatment or prescribed medication as directed by a Medical Practitioner.
iv) Your travel against any health requirements stipulated by the carrier, their handling agents or any other Public Transport provider

Your own unlawful action or any criminal proceedings against You.

Your pursuit of Winter Sports unless Winter Sports Cover has been selected and appropriate premium paid.

The following Winter Sports activities will not be covered, even if Winter Sports Cover has been selected: Off piste skiing or snowboarding in areas designated as unsafe by local resort management unless accompanied by a locally qualified guide, skiing against local authoritative warning or advice, ski stunting, free-style skiing, ice hockey, bobbing, heli skiing, ski acrobatics, ski flying, ski jumping, ski mountaineering, snowcat skiing, snow carting or the use of bob sleighs, luges or skeletons.

Your engagement in or practice of manual work

Your travel to a country or specific area or event to which the Travel Advice Unit of the Foreign and Commonwealth Office or the World Health Organisation or similar body has advised against all or all but essential travel.

Any circumstances You are aware of at the time of taking out this policy that could reasonably be expected to give rise to a claim on this policy.

Please refer to the insurance policy terms and conditions for a full list of exclusions.

Premier Plus Summary of Cover  
Description Cover (Up to) Excess
Cancellation or Curtailment £10,000 £50
Medical Expenses £10,000,000 £50
Hospital Benefits £200 N/A
Personal Accident £30,000 N/A
Baggage £3,000 £50
Delayed Baggage £250 N/A
Replacement of Passport £500 N/A
Personal Money £600 £50
Personal Liability £2,000,000 £100
Hijack £2,000 N/A
Missed Departure £1,000 £50
Catastrophe Cover £1,000 £50
Delayed Departure £400 N/A
Holiday Abandonment £10,000 £50
Third Party Supplier Insolvency £2,000 £50
Scheduled Airline Failure £2,000 £50
Overseas Legal Expenses & Assistance £20,000 £100
WINTER SPORTS (Available upon payment of additional premium
Ski Equipment £600 £50
Ski Hire £500 N/A
Ski Pack £600 N/A
Piste Closure £500 N/A
Avalanche Closure £500 £50
ADDITIONAL - OPTIONAL EXTRAS (Available upon payment of additional premium)
Wedding Cover £2,000 £50
Business Equipment £2,000 £50
Golf Equipment £2,000 £50

This is a summary guide only. Refer to the policy document for full terms and conditions.


Important Information

We would like to draw your attention to some important features of your travel insurance including:

1. Insurance Document
You should read this document carefully. It gives full details of what is and is not covered and the conditions of the cover. Cover can vary from one policy to another so you should familiarise yourself with this particular insurance.
2. Conditions and Exclusions
Specific Conditions and Exclusions apply to individual sections of your insurance, whilst General Exclusions and Conditions will apply to the whole of your insurance.
3. Health
This insurance contains restrictions regarding pre-existing medical conditions concerning the health of the people travelling and of other people upon whose health the trip depends. You are advised to read the document carefully.
4. Property Claims
These claims are paid based on the value of the goods at the time you lose them and not on a 'new for old' or replacement cost basis. Allowance will be made for their age and likely condition.
5. Limits
This insurance has limits on the amount the insurer will pay under each section. Some sections also include other specific limits, for example, for any one item or for valuables in total.
6. Excesses
Under some Sections of this insurance, claims will be subject to excess. This means you will be responsible for paying the first part of the claim under each applicable section.
7. Reasonable Care
You need to take all reasonable care to protect yourself and your property, as you would if you were not insured. The amount insurers will pay for property left unattended in a public place or unattended vehicle is very limited, as specified in the wording.
8. Dangerous Sports & Pastimes
You may not be insured if you are going to take part in dangerous sports or pastimes where there is a generally recognised risk of injury. Please check that this insurance covers you, or ask your agent.
9. Fraudulent Claims
It is a criminal offence to make a fraudulent claim.
10. Eligibility
You should read the document carefully and take reasonable care to answer all questions honestly and reasonably and not to make a misrepresentation. It is your responsibility to ensure that the insurance you have purchased has the relevant cover and meets your needs.

Important. Please refer to the Travel Insurance Policy terms and conditions relating to health and exclusions. You must comply with the terms & conditions of the Policy in order to ensure that you are eligible for cover.

Balkan Holidays Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts.


Flight Extras

Pre Book Your Seats
Pre book seats together, front row seats or select your seat number prior to travelling.
Extra Legroom Seats
Stretch out and reserve your extra legroom seats to make your flight more comfortable.
Extra Luggage Allowance
Additional Luggage Allowance on Balkan Holidays Flights from just £4 per Kilo.
Carriage and Storage for Sports Equipment
Planning on taking your own equipment on your ski or golf holidays? Pre-book to guarantee your flight carriage today!
On-Board Catering
A selection of drinks and snacks are available to purchase on Charter Flights.
UK Airport Lounges
Escape the airport crowds and relax in the comfort of an airport lounge.
UK Airport Parking
Pre-book your parking space at a car park close to the airport.
UK Airport Hotels
Are you already dreading that long journey from your home to the airport first thing in the morning?

Holiday Extras

Travel Insurance
Travel insurance is essential when travelling with us. This can be booked through us or with another company.
FairFX Prepaid Travel Card
Introducing FairFX Prepaid Travel Card - the smarter way to manage your money abroad!
Car Hire
Hiring a car for part of your holiday gives you added freedom to explore the country on your own.
Why book with us

Balkan Holidays has 51 years of experience in providing great value summer and winter holidays
and since 1966 we have sold 3 million holidays.

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